Finance,Investment & The Economy

In-depth commentary, investment analysis, and economic perspectives for informed decision-making.

The Most Dangerous Words in Economics: “Do Something” : Why governments should resist the pressure to “do something”

Why governments should resist the pressure to “do something”

Ayoub Kawambwa

Oct 163 min read

India Got Serious About Selling State Assets. What Should Tanzania Learn Before Listing Its Own?

Listing State Firms Is Easy. Letting Go Is the Hard Part

Ayoub Kawambwa

Oct 124 min read

What do Victorian sewer workers and today's AI panic have in common? More than you'd think. A short piece on why fighting change is a losing bet — and where to point your energy instead

A Free Market Is Not a Zero-Sum Game — and AI Won't Break That Rule

"AI is coming for your job" is the most expensive lie you can believe right now. The data says the opposite — and history has said it for 200 years. Here's what the doom-mongers keep getting wrong

Ayoub Kawambwa

Sep 215 min read

Two Banks. One Trillion Each. Should We Be Worried?

CRDB, NMB, and the Trillion-Shilling Question: Are Banking Monopolies Really the Enemy?

Ayoub Kawambwa

Feb 44 min read